Ridgecrest Holdings can offer a free 10-minute consultation on some of your options. Consultation provided by founder Sándor Lau.

READY TO MOVE ON? Some options include:

--Selling the property subject-to the existing financing (potentially saving rehab and Realtor fees)
--Selling the property through a Realtor and paying Realtor commission

Want to KEEP YOUR HOME? Some options include:

--applying for assistance programs through state-sponsored agencies like OregonHomeownerHelp.org (503) 986-2025, or www.OregonHomeownerSupport.gov,
--filing bankruptcy (you will need to consult your attorney on this),
--getting financial help from friends or relatives,
--using retirement funds (you will need to consult your accountant on this, more info from the IRS at: https://www.irs.gov/retirement-plans/retirement-plans-faqs-regarding-hardship-distributions).


Not paying your mortgage will eventually result in foreclosure resulting not only in the loss of your home but also potential damage to your credit and in some circumstances a lender could go to court to sue you for a deficiency judgement (your lawyer will need to advise you on this, read more here: https://www.nolo.com/legal-encyclopedia/deficiency-judgments-after-foreclosure-oregon.html)

You will receive a confirmation email after submitting form. You can also email us at sandor@ridgecrest.holdings